Enterprise Risk Management

Enterprise Risk Management Services

Banks worldwide rely on Matrix-IFS for expert Enterprise Risk Management solutions that deliver a timely and accurate response to increasingly complex federal requirements

Matrix-IFS was established to help regulated entities simplify compliance, effectively understand and efficiently implement global and national regulatory directives. Consisting of former bankers and regulators known as industry-leading experts in their fields, the Matrix team offers unprecedented guidance and integrated solutions to address Risk Management, Finance, Operations and Regulatory Affairs, including Capital Planning and CCAR, Liquidity Risk Management, and Recovery & Resolution Planning .

Why Matrix-IFS Financial Risk Advisory?

Since Matrix-IFS Financial Risk Advisory was developed wholly to serve the needs of regulated financial institutions, our clients benefit from our unique perspectives and approach to financial risk solutions.

  • Industry expertise and proven track record of success
  • Effective project management helping deliver your projects on-time and under budget
  • Subject matter expertise and IT capabilities streamline  delivery of end-to-end solutions for your critical projects
  • Expertise in global delivery enables cost-effective, standardized implementation without compromising quality or project delivery
  • We partner with our clients to ensure their success and build long-standing relationships

Capital Planning and CCAR

Large banks and financial institutions facing Comprehensive Capital Analysis and Review (CCAR) regulation turn to Matrix-IFS Financial Risk Advisory Practice to meet their compliance challenges efficiently, effectively and economically.

As regulators increasingly expect banks to maintain capital adequacy for weathering turbulent market conditions, stress testing has become a key component of regulatory supervision. Institutions rely on Matrix-IFS experts to help design and implement a more “forward-looking” approach to their Capital Planning processes and incorporate stress testing into their Enterprise Risk Management frameworks.

 

Matrix-IFS experts help each institution solve their unique combination of regulatory, technology and business challenges with wide-ranging consulting and technology support, including:

  • Risk Identification – identifies potential areas of Capital shortfalls to help inform internal stress testing scenario build-out
  • Capabilities Assessment – identifies each bank’s specific reporting requirements
  • PPNR, RWA and Balance Sheet Projection – creates and incorporates into capital plan submission and supports capital planning exercises
  • CCAR Project Planning – streamlines implementation and enhancement projects
  • CCAR Operating Models – creates target operating models for the CCAR cycle
  • Projections Modeling – helps each institution select and procure data specific to their projection modeling needs
  • Architectural and Process Decision Guidance – helps institutions to enhance data lineage throughout the CCAR process
  • Vendor Selection and Implementation Assistance – applies deep industry experience for best-case solutions based on each institution’s unique regulatory, business and technology needs
  • Integration of Risk and Accounting Policies Guidance – advises on integration of risk and accounting policies at the BHC/IHC level
  • Propose, document and execute projects to remediate upstream processes, policies and methodology
  • Remediation of Enforcement Actions – provides expert guidance and solutions to efficiently remediate enforcement actions, including MRIA, MRA, Consent Orders, and more
  • Internal Control Frameworks – assists institutions in build-out of internal control frameworks, identifies weaknesses in existing frameworks, and develops and executes blueprints for best-in-class internal control frameworks
  • Capital Planning Governance Advisory – provides institutions with guidance on Capital Planning Governance policies and procedures and creates an efficient process to ensure evidenced compliance of the prescribed policies by key staff

Liquidity Risk Management

Financial Institutions trust Matrix-IFS to meet enhanced liquidity risk management requirements from regulators and market participants. Institutions need to implement a liquidity risk management strategy to facilitate proper measurement and management of liquidity risk, diversified funding sources, adequate contingency planning and proper governance.

Matrix-IFS Financial Risk Advisory clients benefit from our unique, inside understanding and approach to liquidity risk solutions. is uniquely positioned to assist clients with:

  • Liquidity stress testing design and assessment
  • Contingency funding plan review
  • Liquid asset buffer assessment
  • Liquidity ratio calculations (LCR, NSFR etc.)
  • 5G reporting implementation
  • Evaluate funds transfer pricing policies and levels of allocation
  • Assist with optimization of firm funding profile
  • Implementation of vendor liquidity solutions or assistance with in-house development
  • Establishment of program governance framework
  • Remediation of legacy issues resulting regulatory actions
  • Capability assessments and gap analysis
  • Create liquidity risk management reporting and key metrics

Recovery and Resolution Planning

Regulators require systemically important financial institutions (SIFI’s) to submit annual Recovery and Resolution Plans (RRPs) that address all aspects of the firm’s activities and include all legal entities. Matrix-IFS Financial Risk Advisory experts help SIFIs efficiently meet the challenge of planning for and preparing these comprehensive documents, even as regulatory requirements for these plans continue to evolve.

Matrix-IFS experts provide SIFI clients with a wide range of services to streamline their RRP preparation process, including:

  • Defining requirements
  • Data collection and aggregation
  • Identification of core businesses and legal entities
  • Highlighting potential business simplifications to enhance resolvability
  • Instituting proper governance and contingency planning
  • Evaluate existing plans for viability
  • Create simplified management reporting for the firm’s senior management
  • Assist with planned remediation actions to enhance resolvability